Mortgage Planning

A mortgage that fits
the life around it.

See it coming. Find solutions.

Purchase · Renew · Refinance · Self-employed

What We Help With

Every file starts with the same question: what does this mortgage need to do for you, now and at the next renewal? The product comes after that.

When the bank says no, the conversation is only starting.

Situation

A self-employed couple with a healthy business, but low declared income after write-offs.

The Question

Our bank declined us. Do we really have to wait two more years?

The Planning

Lenders beyond the big banks, a clear story of how the income is earned, and a term built around the business cycle.

The Outcome

A workable path to the home, and a plan already in place for the next renewal.

Case studies are composites of common situations. Approval always depends on the lender and on each file.

Four steps, the same care whether it is a first home or a fifth property.

We start with your goals and timeline, not a rate sheet.

A document list built for your file, so nothing is asked for twice.

Banks, credit unions, monoline and alternative lenders. Your file goes where it fits.

Closing is not the end. We review your mortgage again before every renewal.

A mortgage is only one slice of a family’s financial life.

Protection, retirement income and legacy planning are offered separately through C COM Solutions Ltd.

Not sure where to start? That’s okay. Sometimes the first step is simply understanding what’s ahead.

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